Health Insurance

The vast majority of people in Spain are covered for health treatment under social security. However, most people who can afford to often choose to take out private health insurance, which provides a wider choice of medical practitioners and hospitals, and more importantly, frees them from public health waiting list. If you are not covered by Spanish Social Security, it is important to have a private health insurance plan, unless you have a very large bank balance.

The policies offered by Spanish and foreign companies differ considerably in the extent of cover, limitations and restrictions, premiums, and the choice of doctors, specialists and hospitals.

Contact our English-speaking team for all your legal, property, and accounting needs.

IMPORTANT NOTE: The US does not have a reciprocal health agreement with Spain and therefore, American students and other Americans who are not covered by Social Security must have private health insurance in Spain. Proof of insurance must usually be provided when applying for a visa or residence permit.

Some foreign insurance companies do not provide sufficient cover to satisfy Spanish regulations and therefore you should check the minimum cover necessary.

Perez Legal Group staff can help you find the right level of cover.

Need help understanding the taxation system?

Download the FREE Guide to Taxes for Non-Residents in Spain, written by Raquel Perez, owner of Perez Legal.

Are you buying a property?


Then you need to know the process. Download the FREE Guideline Procedure for Purchasing a Property.

Confused with the legalities of buying a home?

Download the FREE Spain Legal Buying Guide, written by Raquel Perez, owner of Perez Legal Group.

Selling your property?


Get an overview of what is involved by downloading the FREE Guide to Selling Your Spanish Property Legally.

Do you need help planning for the future?

Find out more information on the inheritance system here in Spain by downloading the FREE Inheritance Services book.

Do you pay taxes?


Download the 2019 Tax Payer´s Calendar to find the dates you need to submit your tax declarations.


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